The new Finances Area is devoted to bringing you helpful information to assist you to understand and manage finances. The index of articles is below.

Useful Finance Information & Articles

• NEW: Rental Properties - By Cathy Lau of Top Figures Accounting Services


• Tax Tips For The Year Ended 30 June 2010 - By Cathy Lau of Top Figures Accounting Services


• Superannuation Co-Contributions from the Govt - Information from ATO on how the Government may match your personal Super contributions (limits and conditions apply) .
• In The Driver's Seat - Car Insurance & Car Finance Tips, Expert advice from ASIC.
• Budgeting: what you need, and what you want - Expert advice from FIDO, a Govt financial advisory service
• Continuing Your Education - Expert advice from FIDO, a Govt financial advisory service
• Buying A Home - Expert advice from FIDO, a Govt financial advisory service
• Education Tax Refund For Expenses
  • To help parents meet the costs of their children's education, eligible families will receive a 50 per cent refund every year for eligible education expenses - find out more here!
• FREE & Independent Financial Seminars from Centrelink
  • Did you know that from time to time Centrelink offer FREE and independent financial seminars for the general public?

Paul Ryan (Dip FS (FP) Dip FM) of PATRON Financial Services Pty Ltd., has provided a series of helpful articles to assist you with your finances.

• Do you have more than one Superannuation Fund? - Roll your Super into a single fund to save more money for your retirement
• Income protection - 5 things you should know
• Types of Insurance & Why Insurance is Needed - Useful tips to help you work out which insurances you may need to protect finances if you are unable to provide for your family - from Patron Finance.
• Trauma Insurance & Beating the big 'C'
  • While one in two people diagnosed with malignant cancer will beat the disease, their finances mightn't be so fortunate. Brought to you by Patron Finance.
• Income Protection Insurance
  • Why this is vital for you and your family. How would your insurance cope if you were critically ill? Brought to you by Patron Finance

Paul is a highly qualified and experienced Financial Advisor with over 30 years experience in Risk Insurance, Superannuation and Investment in the Financial Planning Industry. Paul provides advice in the areas of Wealth Creation Strategies, Personal Insurances, Debt minimisation strategies, Estate Planning strategies and Superannuation (both Personal and Corporate). Paul may be contacted on Mobile 0418 423 720 or email: pryan@patronfa.com.au

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FREE & Independent Financial Seminars from Centrelink

Did you know that Centrelink run FREE and independent financial seminars to educate the public?

Check on the website to find out which seminars are being held in this area. Some seminars are held in Baulkham Hills, while others run at Fairfield and Richmond. These free seminars geared to providing information for Seniors

Topics include:

• Aged Pension
• Retrirement Realty & Investment Choices
• Understanding Your Pension
• Aged Care Fees and Charges
• Accommodation Options in Retirement

Information may be obtained by accessing the Centrelink website - go to the A-Z listing and select Seminars (or click on the word seminars here). Sometimes not all seminars are listed on the website, so your best bet might be to call the booking line on 13 6357 or email fis.seminar.bookings@centrelink.gov.au to get an up to date list.

What would you like to see in this section? Let us know by emailing editor@mylocalguide.net.au or completing a feedback form.